Pawnbroker

Pawnbrokers offer loans to clients by securing them with personal objects or items. They assess the personal items given in exchange for the loan, they determine their value and amount of loan available and keep track of inventory assets.

Essential Skills and Competencies

PERKESO provides training with daily allowance of up to RM20.

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• Analyse Financial Risk • Assess Customer Credibility • Collect Customer Data • Communicate with Customers • Decide on Loan Applications • Determine Resale Value of Items • Estimate Value of Used Goods • Handle Financial Transactions • Identify Customer's Needs • Maintain Client Debt Records • Maintain Records of Financial Transactions • Manage Pawnshop Inventory • Negotiate on Asset Value • Perform Debt Investigation

Knowledge

• Debt Collection Techniques • Debt Systems

Alternative Related Job

• Pawn Agent • Loaner • Pawnshop Manager • Pawnshop Operator • Deposit Lender • Pawnshop Owner

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